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Term Life Insurance Policies

Critical Illness Cover:

Critical Illness cover is an additional policy available that pays a sum to the policy holder on the diagnosis of a critical illness such as cancer, Alzheimer's disease, heart attack or a number of illnesses specified in the policy.

As a wide array of factors determine your choice of policy, it is quite important to go to an independent provider that offers a range of options and advice on policies in the entire UK Life Insurance market. We recommend our partner agency- Only Finance, to ensure you receive the best and cheapest cover

Get a quote from Only Finance

Term Life Insurance Policies

Critical Illness CoverChoosing the right Term life insurance product tends to be a complex process as there are a range of options to choose from. Below are brief descriptions of various term life insurance policies with a link to apply to the providers’.

Level term Life Insurance Level Term Life Insurance

Total Finance Centre continuously monitors quotes from UK’s top Life Insurance companies and offers you the best deals available. Below are the current top 3 term life insurance deals. Simply click through to any of the deals below and then fill in your details on the online form for an instant quote.

Provider

Male-30

Female-30

 

Our Quote

£8.85 £7.73 Apply

Norwich Union

£10.05 £8.30 Apply

BUPA

£13.20 £10.50 Apply
The figures above are based upon 100,000 life insurance only, for a 30 year old non-smoker in good health, over a 25 year level term (details correct as at  October 2017)

Term Assurance

Term assurance policies pay an assured sum (lump sum) to the dependants of the policy holder in the event of the policyholder's death over a period of time. The term also expires when the policyholder stops paying premiums at any stage within the term. It is the simplest and cheapest insurance available on a single or joint basis.

Level Term Insurance

Level Term Insurance pays out a specified sum of money in the event of the policyholder's death over the term of the policy. The policyholder is ensured that the sum insured is fixed all through the term of the policy.

Mortgage Protection

Mortgage Protection (also referred to as decreasing term assurance) is frequently used as a capital and interest repayment protection instrument for mortgages that have a decreasing outstanding balance each year. The sum assured (lump sum) decreases over the term of the policy. Guaranteed policies ensure that monthly premiums do not rise

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